U.S. Bank Mortgage Underwriter (Telecommute) in WOODBRIDGE, New Jersey
Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.
Training period is 30-60 days and will be held in person at the Woodbridge, New Jersey office . Once training has been completed employee may transition to telecommute status, however, they must be able to commute to the office at least once per month .
Bachelor's degree, or equivalent work experience
Three to five years of mortgage underwriting experience
Thorough understanding of factors affecting real estate values and credit analysis
Good mathematical skills
Proficient computer navigation skills
Excellent verbal and written communication skills
Experience with FHA, VA and HUD loans
Job: Credit Underwriting
Primary Location: New Jersey-NJ-Woodbridge
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 190027624
Other Locations: Massachusetts-MA-Home-based, Delaware-DE-Home-based, New Jersey-NJ-Home-based, Pennsylvania-PA-Home-based, Connecticut-CT-Home-based, New York-NY-Home-based
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.