Job Information
U.S. Bank Commercial Lending Post Close Review Specialist in Tempe, Arizona
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
We are seeking a diligent and detail-oriented Commercial Lending Post Close Review Specialist to join our newly established team in Arizona. This role involves ensuring that commercial loan documentation is accurate, compliant, and meets state and federal regulations. The ideal candidate will have a strong background in commercial lending, exceptional analytical skills, and the ability to make informed decisions.
Key Responsibilities :
Review and analyze commercial loan documents to ensure accuracy and compliance with state, federal, regulatory and internal standards.
Verify that all documentation is complete, correctly worded, and adheres to loan terms.
Identify and document exceptions to the Lender.
Ensure loans meet policy and procedure guidelines and can perform in the event of default.
Maintain a thorough understanding of commercial lending regulations and industry standards.
Adapt and expand knowledge continually to stay current with regulatory changes and procedural updates.
Collaborate with team members to achieve quality and production goals as per service level agreements (SLAs).
Basic Qualifications :
High school diploma or equivalent.
Typically six to eight years of relevant experience in commercial lending or a related field.
Preferred Skills/Experience :
Proven knowledge of legal documents used to support applicable loan/lease processing.
Proven knowledge of closing policies and procedures, funding policies, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems.
Proven knowledge of applicable credit policies and approval processes for assigned product(s).
Experience with large commercial transactions and working with attorneys.
Knowledge of state and federal commercial lending regulation.
Strong ability to read, analyze, and interpret complex documents and procedures relating to state and federal commercial lending regulation.
Strong organizational skills
Ability to apply critical thinking for all elements of loan documentation construction.
Ability to work effectively and accurately in a fast paced, high production, professional environment.
Excellent decision-making skills with a keen attention to detail.
Ability to adapt to new information and processes, demonstrating a willingness to learn.
Strong problem-solving skills and a proactive approach to identifying and resolving issues.
Effective communication and interpersonal skills to work with a diverse team and external parties.
Team Culture :
Opportunities for professional growth and development.
A collaborative and supportive work environment.
The chance to be part of a new and dynamic team in Arizona.
#WCIBO
#USBOps
Location Expectations
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $21.88 - $29.13 - $32.04
U.S. Bank accepts applications for this position on an ongoing basis.