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U.S. Bank Credit Risk Review Officer – Business Banking, Wealth Management, Equipment Leasing, and Corporate Payment Systems in St. Paul, Minnesota

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job DescriptionPartners with their assigned Lines of Business, other Risk/Compliance/Audit (RCA) professionals, and Credit Risk Review Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. Participates in projects and/or activities that ensure compliance with applicable policies, federal, state and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds, and/or escalates risks as appropriate. Serves as a functional liaison between the Lines of Business and the Lines of Defense. Similar to loan/credit risk review function at other financial institutions.

Basic Qualifications - Bachelor's degree, or equivalent work experience - Seven to ten years of applicable experience

Preferred Skills/Experience - Acceptable understanding of business banking, wealth management, equipment leasing, and payments lending policies, account management practices, and problem account management techniques, to critically evaluate the work of a business unit/product/process. - Credit experience in one or more of the following functions: credit analyst, underwriter, portfolio manager, or credit risk review officer. - Credit analysis skills to evaluate loan structure, borrower financial condition, repayment capacity, collateral, exceptions, risk rating, and key credit risk drivers, as applicable. - Ability to evaluate a business unit’s underwriting and/or portfolio management processes. - Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact the assigned line of business - Considerable understanding of the business line's operations, products/services, systems, and associated risks/controls - Considerable knowledge of Risk/Compliance/Audit competencies - Strong process facilitation, project management, and analytical skills - Must possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs - Excellent presentation, interpersonal, written and verbal communication skills - Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations

Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.

EEO is the Law Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.

E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

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