U.S. Bank Credit Analyst 4 - San Diego, CA OR Telecommute in San Diego, California
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Job DescriptionResponsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new Small Business Administration (SBA) loans to approve or deny the extension of credit. Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers. Reviews comprehensive loan packages in order to identify, evaluate and determine the appropriate course of action in order to maximize credit quality and minimize risk and ensure compliance with SBA program requirements.
Basic Qualifications - Bachelor's degree, or equivalent work experience - Five to seven years of experience in credit analysis and/or lending activities
Preferred Skills/Experience - SBA or small business underwriting experience - Excellent credit analysis and analytical skills - Thorough knowledge of credit administration, policy and procedures - Thorough knowledge of economics, accounting, and finance - In-depth knowledge of risk analysis - Excellent technical report writing skills - Excellent verbal and written communication skills - Ability to work and problem solve independently - Excel in high volume, fast paced production environment
Salary Range: $80,600.00 - $98,500.00
Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location.
Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.
EEO is the Law Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.
E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $71,740.00 - $84,400.00 - $92,840.00
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.