U.S. Bank Mortgage Underwriter 3 - Portland, OR. or Telecommute in Salem, Oregon
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Job DescriptionThe responsibilities of this role are as follows: Analyze and evaluate residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards.
Gather, analyze and interpret all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss.
Develop and maintain a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards.
Approve and/or deny loans within certain limits and make credit structure and loan eligibility decisions.
Basic Qualifications - Bachelor's degree, or equivalent work experience - Five or more years of mortgage underwriting experience
Preferred Skills/Experience - Experience with FHA, VA and HUD loans - FHA Direct Endorsement Underwriting designation - VA Staff Appraisal Reviewer (SAR) designation - Advanced understanding of factors affecting real estate values and credit analysis - Proficient computer navigation skills - Excellent verbal and written communication skills
Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.
EEO is the Law Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.
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U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.