U.S. Bank Mortgage Underwriter 2 - Richfield, MN or Telecommute in RICHFIELD, Minnesota
Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.
Current Note: Due to Covid-19, for the foreseeable future, this role will allow for a telecommute environment. There typically is training and also office time in the Richfield, MN area and we plan to go back to that once it is feasible. (or possibly have a mix of telecommute and some in-office time)
Bachelor's degree, or equivalent work experience
Three to five years of mortgage underwriting experience
Thorough understanding of factors affecting real estate values and credit analysis
Good mathematical skills
Proficient computer navigation skills
Excellent verbal and written communication skills
Job: Credit Underwriting
Primary Location: Minnesota-MN-Richfield
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 200010667
Other Locations: Minnesota-MN-Home-based
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.