U.S. Bank Jobs

Job Information

U.S. Bank Mortgage Underwriter 2 - Richfield, MN or Telecommute in RICHFIELD, Minnesota

Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.

Current Note: Due to Covid-19, for the foreseeable future, this role will allow for a telecommute environment. There typically is training and also office time in the Richfield, MN area and we plan to go back to that once it is feasible. (or possibly have a mix of telecommute and some in-office time)


Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Three to five years of mortgage underwriting experience

Preferred Skills/Experience

  • Thorough understanding of factors affecting real estate values and credit analysis

  • Good mathematical skills

  • Proficient computer navigation skills

  • Excellent verbal and written communication skills

Job: Credit Underwriting

Primary Location: Minnesota-MN-Richfield

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 200010667

Other Locations: Minnesota-MN-Home-based

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.