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U.S. Bank Product Manager - Credit and Risk, BNPL in Providence, Rhode Island

A leader in the payments industry, Elavon provides end-to-end payment processing solutions and services to more than one million merchants around the world. Elavon is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Description

Product Manager – Financial Products and Pricing, BNPL at U.S. Bank/ Elavon will be responsible to design, build and monitor financial product features to enable the Buy-Now-Pay-Later (BNPL) and Point-of-Sale (POS) solutions. To achieve this, this role will partner with our Pricing, Analytics and Credit Risk teams to ensure Consumers have market-leading consumer financing products that drive high conversion rates in checkout experiences. The candidate will own the corresponding OKRs/outcomes of the checkout experience.

A background in financial services and credit products is required. This role is a key participant in translating credit and risk strategies into intuitive, clear and simple customer experiences. The role will engage with cross-functional teams within Product and across the Bank, as well as strategic external partners towards a common goal of delivering integrated products and solutions for our consumers. This includes workflow, UX and Platform services in one of the fastest growing areas in the organization and bringing innovative use cases to life at scale.

This role partners closely with teams across the bank including Technology, Payment Services, Business Banking, Finance, Legal, Credit, Risk and Compliance. Collaboration is critical to succeed in this role.

Job Responsibilities

  • Understand, influence and translate credit and risk policy into intuitive and simple to use consumer credit experiences

  • Support efforts to ideate, develop and execute the product roadmap tied to known customer needs and BNPL strategy including sales, retention and cross-sell activities

  • Work closely with clients, other product, technology, and other internal and external business partners to gather customer feedback to deliver winning solutions to the market

  • Elevate US Bank’s BNPL/POS offering in the consumer’s consideration with deep understanding of their expectations, needs and challenges balanced by risk – return dynamics

  • Define OKRs and KPIs to support end goal to win in the market inclusive of all required data and reporting tools required for ongoing growth of the products

  • Define and deliver tangible points of differentiation in our solution for Customers

  • Actively ensure all solutions meet internal and external legal, regulatory and compliance standards

Basic Qualifications

  • At least 4+ years of experience with product development or strategy in payments, financial services, or fintechs

  • Bachelor’s degree, advance degree is preferred

  • Experience helping to design, build and successfully commercialize B2B2C solutions

  • Preferably has experience launching 0-to-1 products at fintech or BaaS, SaaS startup

  • Strong functional background in credit, pricing or risk processes in financial services

  • Prior Product Management experience working closely with Engineering teams to launch products on-time.

  • A team player with strong partnership and collaborative style, with outstanding communication skills: written, verbal and presentation

  • Prior experience managing product delivery in agile environment – experience with Jira, Confluence, Mural, Dragonboat or like tools is a must

  • Demonstrated ability to build healthy, inclusive work routines with tech and business partners to ensure consistent and productive sprint health

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .

EEO is the Law

Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $101,150.00 - $119,000.00 - $130,900.00

This is an Elavon posting. Elavon is a part of the U.S. Bank family.

Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

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