U.S. Bank Mortgage Loan Purchase Spec 1 - Owensboro, KY in OWENSBORO, Kentucky
Receives and purchases loans from third party lenders. Reviews loans to ensure compliance with bank, regulatory and investor guidelines and customer service standards and determine acceptability. Communicates with lenders, staff, title companies, etc. to resolve outstanding items in order to obtain all necessary documentation and ensure completeness and accuracy. Delivers loan packages in a timely manner to Secondary/Pooling Unit for sale on Secondary market. Packages and submits government loan files to HUD/VA for insurance/guaranty. Prepares required disclosure information within designated time frames ensuring compliance with all regulations.
High school diploma or equivalent
Minimum one year of experience in mortgage industry, or other relevant experience
Basic knowledge of loan processing, closing and funding policies and procedures
Ability to identify and resolve exceptions and to interpret data
Ability to manage multiple tasks/projects and deadlines simultaneously
Good data entry and mathematical skills
Effective verbal and written communication skills
Proficient computer skills, especially Microsoft Office applications
Primary Location: Kentucky-KY-Owensboro
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 200011587
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.