U.S. Bank Dealer Services - Direct Lending Underwriter-4 in Olympia, Washington
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Job DescriptionAnalyzes, evaluates and makes decisions on consumer loan and lease applications, including but not limited to auto loans and leases, RV loans and boat loans in accordance with industry and business unit standards. Manages and executes underwriting decisions for both internal U.S. Bank customers and external dealer relationships as well as building relationships that will grow loan volumes and credit quality with the assigned workstream. Works to sell U.S. Bank products to deepen dealer relationships. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan and lease portfolio consistent with the Bank’s guidelines for credit quality and pricing. Approves and/or denies loans within certain limits and makes credit structure and loan pricing decisions.Basic Qualifications - Bachelor's degree, or equivalent work experience - Four or more years of related experiencePreferred Skills/Experience - Well-developed ability to analyze and interpret credit quality information - Thorough knowledge in credit and risk analysis, underwriting, administration, policy and procedure - Demonstrated effective judgment in making loan decisions - Thorough knowledge of accounting and finance principles - Proficient computer navigation skills using a variety of software packages including Microsoft Office applications - Effective verbal communication and writing/documentation skills Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.
EEO is the Law Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law poster.
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U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.