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U.S. Bank Lead Software Architect in New York, New York

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

At Bento, now part of the U.S. Bank family, we believe there's a better way for businesses to manage and control expenses. We genuinely care about people in everything we do, and we are dedicated to building the best possible products and experiences at every touchpoint for our customers.

Position Overview:

As a Lead Software Architect, your Java expertise, AWS knowledge, and distributed systems design skills will be critical in shaping the architecture of our cloud-native spend-management platform. Your experience and leadership will guide the team to achieve new levels of technical excellence. Join us in our mission to redefine expense management for businesses and deliver exceptional experiences to our business customers. If you are an extraordinary software architect with extensive experience, thrive in a fast-growing environment, and are passionate about technology, people, and thoughtfully crafted products, we'd love to talk to you.

Key Responsibilities:

  • Lead and oversee software architecture design for complex distributed systems and applications, with a particular emphasis on Java-based solutions.

  • Collaborate with senior members of the team to shape and drive the technical strategy and vision, leveraging AWS services and best practices.

  • Effectively communicate and collaborate across functions and groups to influence the strategic direction, driving improvements in the technology stack and customer experience.

  • Provide expert technical leadership to solve complex problems and mentor junior architects and engineers in Java development and AWS cloud architecture.

  • Elevate engineering and operational excellence by setting and maintaining high standards and best practices in distributed systems design.

  • Ensure seamless integration with third-party payment providers, such as credit cards, Zelle, PayPal, etc., through well-defined APIs.

  • Collaborate with cross-functional teams, including developers, engineers, and product managers, to align architectural decisions with business goals.

  • Implement best practices for scalability, security, and performance within the AWS environment.

  • Be a business-minded and product-oriented technical leader, maintaining a focus on delivering outstanding customer experiences.

Basic Qualifications:

  • Bachelor’s degree in computer science, electrical engineering or similar, or equivalent work experience.

  • 10+ years of software development and design experience, with a strong background in Java-based solutions.

Preferred Qualifications

  • Proven track record of delivering highly scalable, reliable, and secure financial or spend management systems, utilizing AWS services.

  • Expertise in designing modern event-driven architecture into the product, driving for the highest standards, and utilizing AWS Lambda, S3, and other cloud-native technologies.

  • Extensive technical experience in designing and implementing SaaS products at scale, with a strong emphasis on maintainability, scalability, and reliability. Demonstrated ability to build technical alignment across multiple teams.

  • A history of mentoring and coaching senior and junior engineers, maximizing their technical potential in Java development and AWS cloud architecture.

  • Polyglot experience with multiple object-oriented programming languages (e.g., Java, Ruby, Go, etc.).

  • Mastery of large-scale database solutions, including relational databases and SQL.

  • Deep knowledge of modern web security features (e.g., authorization, identification, certificates, keychain, SSO, OAuth, SSL, 2FA, OAUTH, CSP, HSTS, SRI, CORS).

  • Knowledge of compliance and regulatory requirements related to financial transactions.

  • Proven experience in building concurrent data streaming and real-time pub-sub systems (e.g., Apache Kafka, RabbitMQ, SQS/SNS).

  • Proficiency in development and deployment on AWS, leveraging services such as EC2, RDS, and ECS.

  • Exceptional verbal and written communication skills, with the ability to articulate and evangelize complex ideas clearly across organizational boundaries.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days .

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .


Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $176,460.00 - $207,600.00 - $228,360.00

U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.