U.S. Bank Jobs

Job Information

U.S. Bank Senior Financial Analyst - ALM Loans - Charlotte, NC or Minneapolis, MN in Minneapolis, Minnesota

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Description

U.S. Bank’s Corporate Treasury department is hiring. We’re looking for a skilled Senior Financial Analyst to join the Asset Liability Management (ALM) – Loan Forecast team . In this role, you’ll be responsible for providing senior management with accurate, timely and comprehensive forecasts of the balance sheet and net interest income (NII). ALM is also responsible for managing the asset and liability positions of the bank, primarily through the measurement and monitoring of interest rate risk, to help inform and develop balance sheet strategies.

About you:

  • Experience in any of the following: ALM, Corporate Treasury, Forecasting, NII, Stress testing/CCAR, Balance Sheet Management, ALCO, Model output validation, financial modeling, interest rate analytics

  • Technical skills: QRM, SQL and Excel

About the role responsibilities:

  • Coordinate with business finance partners and model development to create a Loans balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategy

  • Develop business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholders

  • Leverage Loan model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity risk

  • Perform analysis around Loans (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholders

  • Actively seek to understand (and proactively communicate) how changes in the regulatory and/or macroeconomic environment may impact Loan forecast activities

  • Help inform, support, and develop strategies to drive financial results within the company's risk appetite

This role can be based in Charlotte, NC or Minneapolis, MN. The position will be a Hybrid work arrangement with a blend of virtual and onsite work based on team needs.

Basic Qualifications:

  • Bachelor’s degree in finance, accounting, economics or another analytical disciple, or equivalent work experience

  • 5 or more years of financial analysis experience

Preferred Skills/Experience:

  • Financial services/Banking experience with knowledge of industry products

  • Experience in any of the following is strongly desired - ALM, Corporate Treasury, Forecasting, NII, Stress testing/CCAR, Balance Sheet Management, ALCO, Model output validation, financial modeling, interest rate analytics

  • QRM, SQL and Excel (advanced), PowerPoint

  • Willingness to take on challenging assignments and provide analytically driven recommendations to senior management

  • Excellent written and verbal communication skills

  • Understanding of applicable laws, regulations, products, and trends that affect loans

  • Knowledge of quantitative and qualitative risk factors, industry risks, competition risk, and risk management approaches

  • Experience with interest rate risk, baseline financial forecasting, or comprehensive capital risk

  • Experience partnering with quantitative modeling teams or across multiple organizations

INDMO

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://www.usbank.com/careers/disability-accommodation-for-applicants.html) .

Benefits:

Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers (https://www.usbank.com/careers/index.html) .

EEO is the Law

Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://www.usbank.com/careers/verification-of-eligibility-for-employment.html) .

Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

DirectEmployers