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Job Information

U.S. Bank Business Digital Officer (BDO) and Enterprise Money Movement Product Executive in Minneapolis, Minnesota

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Description

Business Digital Officer (BDO) & EMM Portfolio Management Lead, Enterprise Money Movement (EMM)

This role is a critical strategy and execution function reporting to the Head of Enterprise Money Movement; it brings together governance and management of the Enterprise Money Movement portfolio, and, the strategic alliance with Payment Services leaders as Payments BDO Lead. The successful candidate will leverage strategy, people, process, technology, structure and key metrics to achieve the EMM money movement ecosystem of the future.


  • Ensure effective program management governance and processes are in place for EMM initiatives based on shared priorities within EMM and with key internal partners

  • Lead portfolio management to achieve EMM transformational objectives, close the business outcome gap, realize business benefits, and facilitate success business transformation

  • Partner with CDO Segment and Capability leaders to design and execute the Payments digital strategy by acting as a conduit between CDO and business lines, managing the development pipeline and creating and prioritizing the roadmap

  • Partner with other business line BDOs on Money Movement capabilities to align with and support their business needs

  • Translate strategy into actionable goals for performance and growth, helping to implement and execute annual planning with key stakeholders

  • Build, lead, motivate and retain a high performing team


Strategic and Business Acumen

  • Demonstrates deep knowledge of current and future trends for digital, payments, innovation and optimization in the financial services industry including emerging industry trends

  • Excels at risk/reward trade-off by analyzes opportunities or issues and then takes appropriate risks

  • Must be able to deep dive into the details while staying focused on the big picture and be able to connect the dots between the two

  • Able to quickly integrate complex information and different points of view in problem solving

Execution and Adaptability

  • Resilient and exhibits a mindset of creativity, innovation; demonstrates sound judgment and acts with speed by balancing data, logic and intuition in decision making

  • Translates strategies into specific goals, tactics, action plans and deliverables; sets and meet aggressive goals and action plans, both as an individual and with internal and external partners

  • Deals effectively with concrete, tangible issues as well as abstract, conceptual matters; comfortable pivoting from macro to micro issues, from shaping the strategy and transformation agenda through to the day-to-day details of launching/piloting new initiatives

  • Able to execute in a matrixed organization against multiple projects/workstreams and excel in a fast-paced environment; moves quickly to eliminate roadblocks

  • Exhibits highly disciplined approach to executing initiatives that reflect the broader business objectives; able to incorporate key inputs from multiple stakeholders

  • Skilled at sizing and prioritizing investment opportunities/ initiatives based on estimated impact, ease of implementation and potential risk

  • Builds broad-based business relationships across the organization and in the community to achieve swift adoption

  • Skillfully influences peers, colleagues and senior executives to promote, sell and execute ideas

  • Demonstrates appropriate flexibility in all situations. Works well under stress and pressure.

  • Is persistent and stable, even during adversity; is comfortable with ambiguity

Relationships and Using Influence

  • Has exceptional influencing skills; adept at driving organizational change through partnership, collaboration and leadership rather than title or line authority.

  • Has strong communications and interpersonal skills and executive presence

  • Builds trust-based relationships with stakeholders at all levels of an organization

  • Gains commitment, trust and support from others by involving them in the thinking and the process.

Executive Presence

  • Grasps the leaders’ vision and adds value to the vision

  • Provides advice and counsel to the leader on a broad range of topics

  • Demonstrate composure through self-awareness and understanding of others; listening skills and valuation of the engagement; confidence with good composure and executive appearance, credibility, clarity and conciseness in communications.

  • Ability to communicate and present to senior levels of the organization


  • 15+ years in payments including strategic planning, capital and operational expense planning, resource allocation, innovation

  • Bachelor's degree required; Advanced degree preferred

  • Global payments expertise in various segments of payments, financial services, banking, e-commerce, lending, pre-paid, cross border payments, tax, compliance and fintechs. Partner to create and execute strategic plans

  • Excellent understanding of program and project management principles; ability to manage multiple projects and programs of varying complexity

  • Strong knowledge of current and future trends on digital and payments, innovation and optimization in the financial services industry

  • Ability to navigate and lead in a matrixed organizational structure

  • Self-starter, an effective problem solver and negotiator with the ability to set and manage priorities judiciously

  • Strong leadership, communication, and people management skills

  • Strong written and verbal communication skills with all levels including Senior Executive Management – balanced, clear, and customized for the audience


Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers (https://www.usbank.com/careers/index.html) .

EEO is the Law

Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://www.usbank.com/careers/verification-of-eligibility-for-employment.html) .

Our 74,000 employees work across departments to help our millions of retail, business, wealth management, payment, commercial and corporate, and investment services customers across the country and around the world turn their dreams into reality. Our employees are empowered to create change and drive our future, and we pride ourselves on diligently and ethically upholding U.S. Bank’s best-in-class financial record and legacy of more than 150 years in banking. Most importantly, we put people first, cultivating and treasuring meaningful relationships with the customers we serve, the colleagues we support and the communities where we live and work.