U.S. Bank Jobs

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U.S. Bank Senior Credit Reporting Analyst in Los Angeles, California

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking a strong senior analyst in our Modeling and Information Management team which is part of our Credit Risk Administration (CRA) team.

About the CRA Team

We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data.

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers.

Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank.

Values | In addition to U.S. Bank core values, we prioritize collaboration, integrity, simplicity, and continuous learning.

In this role, you will support and help to redesign and transform various credit risk reporting processes to support portfolio risk managers and business lines. You will work with internal customers to ensure their reporting needs are met with accuracy, efficiency, and timeliness.

This role will be responsible for a portion of retail reports. You will become an expert on Credit data for Credit Risk Management (CRM), collaborating with Risk Managers to gather reporting requirements and implement functional credit risk reports. In this role, you will ensure accuracy and completeness of data by performing data validations and reconciliations, analyze and interpret data to identify trends and insights using SQL/Python/SAS to extract data and automate processing using tools such as Power Apps and PowerBI. Your top priority is the satisfaction of the report end-users in a timely manner using accurate data with replicable and efficient processes.

Key Activities

  • Develop and maintain effective relationship with credit portfolio risk managers to design and support credit risk reports across retail loan portfolios

  • Work on automating reporting processes

  • Design and develop dashboards using Power BI to support risk management reporting and analytics

  • Run month-end and quarterly reporting processes, ensuring timely and accurate delivery of reports

  • Gather requirements from customers

  • Communicate insights and recommendations to risk managers to support strategic decision-making

Core Competencies

  • Strong knowledge of credit risk management concepts in retail lending

  • Programming experience in SQL, SAS, and/or python

  • Experience with Power Automate, Power Apps, and PowerBI

  • Collaborate with risk managers, technology teams and data management teams

  • Excellent communication skills

  • Resiliency under pressure, with ability to adapt

  • Ability to source and analyze large amounts of information across a variety of topics

  • Strong analytical problem solving, with high level of integrity to deal with confidential data

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Typically, more than eight years of applicable experience

Preferred Skills

  • Experience building complex dashboards for insights using BI platforms

  • 5 plus years of experience using SQL/SAS/Python

  • Proficient with Microsoft Office suite

  • Experience should include 5+ years of experience in Credit Risk Management, or comparable experience in enterprise risk management at other Financial Institution(s)

  • Strong aptitude for fact-based problem solving and decision making

  • Database architecture design

  • Team player with ability to work with minimal guidance

  • Strong verbal and written communication skills

This role is hybrid. Team members who are in a hybrid role typically spend three days a week at a U.S. Bank location, while having flexibility on their work location for the other working days.


If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Learn how the way we work at U.S. Bank (https://assets.phenompeople.com/CareerConnectResources/prod/UBNAGLOBAL/documents/Thewaywework-1666895142717.pdf) drives meaningful relationships with our customers and collaboration across the company.


Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf) EEO poster.


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, US Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401k contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $112,880.00 - $132,800.00 - $146,080.00

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.