U.S. Bank Direct Lending Underwriter 1 in HOPKINS, Minnesota
Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.
Bachelor's degree, or equivalent work experience
One to two years of experience in credit analysis and/or lending activities
Basic understanding of factors affecting real estate values and credit analysis
Ability to analyze and interpret credit quality information
Basic knowledge in credit analysis, underwriting, administration, policy and procedure
Basic knowledge of accounting and finance principles
Ability to manage multiple tasks/projects and deadlines simultaneously
Proficient computer skills, especially Microsoft Office applications
Effective verbal and written communication skills
Job: Credit Underwriting
Primary Location: Minnesota-MN-Hopkins
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 200011506
Other Locations: United States
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.