U.S. Bank SAS/SQL RPS Small Business Credit Card Portfolio Risk Manager – Remote (US Only) in Honolulu, Hawaii
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Manages credit risks for existing customers in U.S. Bank’s small business credit card portfolio within our Retail Payment Systems (RPS) business unit, with a focus on large, high value companies.
Manages, monitors, and coordinates credit loss risk management projects for small business credit card products.
Responsible for managing the line management function and potentially managing a team to monitor, analyze, develop, and execute line management strategies (Credit Line Increases and Decreases).
Responsible for forecasting the strategy’s financial impact and tracking actual against forecast.
Responsible for querying large datasets using SAS EG or SQL Plus, performing data analysis and presenting findings.
Responsible for creating and automating data pulls, reports, and performance tracking to improve analytical efficiency.
Develops risk rules, tools, and procedures to evaluate and mitigate losses in the small business credit card portfolio.
Reviews accounts in the decisioning systems to validate accuracy of strategy execution and stability of key drivers.
Works closely with other areas of the organization such as system implementation teams and Agile teams to support strategy implementation.
Works with other partners such as Marketing, Products, Finance and Data Warehouse to discuss Risk strategy impacts and negotiate support and resource allocation.
Bachelor's or Masters’ degree, or equivalent work experience
10 or more years of credit risk management experience
Five or more years of managerial/supervisory experience
- Strong project and people management, analytical, technical, and presentation skills.
- In-depth understanding of the ling management function in credit card risk management.
- SAS, SAS EG, SQL, and TOAD to pull data and do data analysis.
Strong process facilitation, project management and analytical skills
Thorough knowledge of applicable laws, regulations, financial services, and regulatory trends
Advanced knowledge of departmental data sources.
Hands on experience with querying Triad, Master table data preferred.
Experience working with small business credit card portfolio preferred.
Excellent presentation, interpersonal, written, and verbal communication skills
This role is not eligible for H1B or STEM Visa Assistance or Transfer
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .
EEO is the Law
Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Pay Range: $120,870.00 - $142,200.00 - $156,420.00
Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.
U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.