U.S. Bank Jobs

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U.S. Bank Emerging Products Innovator in Concord, California

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Are you naturally curious? Do you see the world as it might be and wonder “what if”? Do you get excited about new technologies, cultural happenings, and emerging trends? Are you looking to apply your product development, product management, or product marketing skills in unique and impactful ways? If so, keep reading.

The U.S. Bank Innovation Product Development Team is currently seeking an Innovation Product Manager to support strategic assessments of emerging technologies and to develop potential product and service offerings. The incumbent will assist senior management in evaluating and nurturing product and service opportunities and in doing so will work with a variety of business partners within and outside the bank to identify, define, and cultivate opportunities to meet customer needs.

The U.S. Bank Innovation Product Development Team seeks a self-starter, self-learner, cultural and technology sponge interested in absorbing all that is happening within and outside the bank and transforming that information into insights and ideas for new product and service offerings. You’ll need the ability to ideate as well as execute.

If you’re not interested in “what’s next”, don’t apply. If you don’t like to read or do research, don’t apply. If you’re not interested in running experiments to gain insight, don’t apply. If you’re not interested in having a little fun along the way, don’t apply.

Doesn’t matter if you’re an introvert or extravert, but your interpersonal skills better be pretty good.

Job activities will include (but not limited to):

  • Works with team members to develop opportunities for innovation for financial products and services and creates / defines strategies that provide a competitive advantage.

  • Supports teams as a subject matter expert with idea discovery through independent research, business line discussion, customer interviews, customer journey mapping, lean startup or other methodologies;

  • Supports teams to move concepts into experimentation implementation through various product and testing phases (exploration, proof of value, proof of technology, pilot, and commercialization);

  • Provides leadership in business model thinking and prototyping to bridge the design to business gap, including projecting financials, defining KPIs, etc.

  • Must have strong experience with quantitative methodologies for demonstrating new concept value propositions, benefits, pricing and positioning.

  • Help teams structure project readout for completed initiatives summarizing learnings, next steps and recommendations.

  • Supports development of business cases for mature concepts and partners with business lines for commercialization planning of projects deemed successful.

  • Maintains current technology and business knowledge around financial services industry.

  • Strategic Thinking: Ability to juggle multiple goals and deadlines in the context of the big picture.

  • Team Leadership & Development: Ability to mentor, coach and effectively transfer expertise to others.

  • Facilitation, Negotiation & Problem Resolution Skills: Ability to build a strong network and relationships at executive levels with technology and solutions, customers and vendor groups.

  • Resilience and resourcefulness.

  • Ability to manage cross functional stakeholders.

This role is hybrid. Team members who are in a hybrid role typically spend three days a week at a U.S. Bank location, while having flexibility on their work location for the other working days.

Preferred Skills/Experience

  • Bachelor's degree, or equivalent work experience

  • Five to eight years of related work experience

  • Ability to work cross-functionally

  • Good interpersonal skills

  • Willingness to learn and adapt

  • General knowledge of the bank’s business lines coupled with the ability to not think like a banker

  • Strong product development, product management, product marketing, or design skills

  • A basic appreciation for different product development methodologies, including Lean Start-up, Stage-Gate, and Agile

  • Demonstrated track record of project execution/implementation

  • Demonstrated research and investigative skills

  • Excellent verbal and written communication skills

  • You don’t need to be a programmer, but technical and computer skills could be helpful

  • Strong competitive and financial analysis skills

  • Willingness to challenge the status quo

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Learn how the way we work at U.S. Bank (https://assets.phenompeople.com/CareerConnectResources/prod/UBNAGLOBAL/documents/Thewaywework-1666895142717.pdf) drives meaningful relationships with our customers and collaboration across the company.


Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf) EEO poster.


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, US Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401k contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $112,880.00 - $132,800.00 - $146,080.00

U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.