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U.S. Bank Sr. Credit Risk Analyst in Colorado

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Job Description

Leads analytical and project management responsibilities regarding the credit risk management of both Consumer and Business demand deposit products and services.

  • Provides and defines credit risk management support to include policy management, product or strategy evaluation, monitoring and assessment, to include features, services and transactional details.

  • Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, with a strong attention to detail and advanced understanding of predictive credit risk models and other qualitative and quantitative methods.

  • Conducts data research projects end-to-end by integrating, aggregating or reassembling information from a variety of database sources and systems based on complex and less than well-defined directions, by writing database queries in SAS, SQL, R or other database query languages.

  • Prepares in-depth research and extensive analyses, requiring problem solving without continual supervision and without clearly defined procedures, summarizing results, providing advice and interpretation with the ability to convey both technical and non-technical concepts easily.

  • Develops, builds and maintains the risk management framework for reporting and data analysis, to include both recurring and ad hoc requirements.

  • Understands and communicates the impact of credit risk management strategies, research and outcomes in support of required loss forecasts, as aligned to key business, product and consumer drivers.

“Salary range reflected is an estimate of base pay and is for the primary location.

Base pay range may vary if an offer is made for work in a different location.”

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Ten or more years of experience in an applicable risk management environment

  • Applicable certifications

Preferred Skills/Experience

-Master's degree preferred

  • Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business

  • Considerable knowledge of the business line's operations, products/services, systems, and associated risks/controls

  • Considerable knowledge of Risk/Compliance/Audit competencies

  • Strong leadership and management skills of processes, projects and people

  • Excellent written and verbal communication skills

  • Strong analytical, problem-solving and negotiation skills

  • Excellent computer skills, especially Microsoft Office applications, as well as SAS, SQL or R query skills

Benefits:

Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers (https://www.usbank.com/careers/index.html) .

EEO is the Law

Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://www.usbank.com/careers/verification-of-eligibility-for-employment.html) .

Pay Range: $105,400.00 - $124,000.00 - $136,400.00

Our 74,000 employees work across departments to help our millions of retail, business, wealth management, payment, commercial and corporate, and investment services customers across the country and around the world turn their dreams into reality. Our employees are empowered to create change and drive our future, and we pride ourselves on diligently and ethically upholding U.S. Bank’s best-in-class financial record and legacy of more than 150 years in banking. Most importantly, we put people first, cultivating and treasuring meaningful relationships with the customers we serve, the colleagues we support and the communities where we live and work.

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