U.S. Bank RCA Professional - AML Reporting Analyst in Charlotte, North Carolina
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Job DescriptionThis job is within the Financial Intelligence Unit of Enterprise Financial Crimes Compliance. This individual will work with a highly collaborative team of reporting analysts responsible for providing ad hoc and recurring reports. Reports are used for validating data quality, confirming accurate systems processes, and providing detailed data for the business line to make risk management decisions. Emphasis is on data accuracy.
This individual may different responsibilities depending on need. Examples include generating reports in SAS/SQL, maintaining / developing scripts in SAS/SQL, and documentation. Professional communication skills are important, as this group interacts with all levels of business partners including EFCC FIU leadership.
Applications used may include Actimize CDD (Customer Due Diligence), Actimize SAM (Suspicious Activity Monitoring), Financial Crimes Data Mart, and AMA (Adverse Media Activity). Business knowledge covers Financial Crimes and Compliance areas such as KYC (Know Your Customer) and AML (Anti-Money Laundering) with an emphasis on risk ratings, alerts, and transaction monitoring.
It is expected this analyst will be self-motivated and an effective time manager. This person will be expected to explore tools and systems to increase skills and knowledge. On this team, individuals are expected to share knowledge with the team and cross-train other team members using screen sharing and informal presentations.
Essential Functions: Possess an awareness of regulatory and U.S. Bank compliance environments. Partner with various EFCC Operations to understand Financial Intelligence Units (FIU) workflows. Utilize their feedback to strengthen the quality of Transaction Monitoring and KYC Analytics work products. Partner with Line of Business (LOB) contacts to fully understand how the team’s work products will provide value in terms of risk mitigation. Create documentation and apply continuous improvement to reports to meet business needs. Work with the team and business partners to develop new EFCC-FIU reports utilizing SAS/SQL.
Basic Qualifications: - Bachelor’s degree, or equivalent work experience - Three to five years of applicable experience
Preferred Skills/Experience: - Thorough knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business - Thorough understanding of the business line's operations, products/services, systems, and associated risks/controls - 2 or more years of relevant experience in AML / BSA (Bank Secrecy Act) regulatory compliance - Thorough knowledge of Risk/Compliance/Audit data - Excellent presentation, interpersonal, written, and verbal communication skills - Ability to handle multiple priorities and deadlines effectively and efficiently - Strong computer navigation skills using a variety of software, including Microsoft Office, databases, spreadsheets, and risk management applications - 2 or more years’ experience working with Financial Crimes data; preferred knowledge using tools such as SAS, Proc SQL, Oracle SQL - Experience in data validation / data analysis - Applicable professional certifications preferred
Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.
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U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.