U.S. Bank Corporate Banking Credit Support Analyst (Open to Dec 2022/Jan 2023 New Grads) – multiple locations Midwest and eastern U.S. in Charlotte, North Carolina
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
If you are passionate about a career in finance and corporate banking, consider joining our Credit Support team at U.S. Bank!
NOTE: must be available to start around January 2023.
This is an entry-level opportunity that supports the lending process with financial analysis and credit monitoring for our Corporate and Commercial Banking clients. Our team of dedicated managers and subject matter experts contributes to the extensive training and development that builds a strong technical foundation and understanding of a variety of corporate customers and their credit portfolios.
As an Analyst, your primary accountabilities include:
Complete accurate and consistent financial statements spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with bank spreading standards and wholesale credit policies
Maintains USB’s compliance monitoring database that tracks credit approval requirements and receipt of customer's financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers
We offer our team members a hybrid work arrangement. Opportunities are available at the following office locations: Cincinnati, Milwaukee, St. Louis, Charlotte.
Bachelor's degree with coursework in accounting and finance, or equivalent work experience
One to three years of experience in financial statement and analysis activities
Thorough knowledge of financial statements and analysis
Basic understanding of credit analysis, administration, and policy and procedures
Prior credit/banking experience
Strong analytical skills and attention to detail
Ability to identify and resolve exceptions with minimal guidance and to interpret data
Excellent verbal, written, and interpersonal communication skills
Ability to read and comprehend credit write-ups and loan documentation
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .
EEO is the Law
Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.