U.S. Bank Jobs

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U.S. Bank Capital & RWA Senior Analyst - Minneapolis or Charlotte in Charlotte, North Carolina

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bank is seeking a highly motivated and detailed-oriented individual to join the Corporate Treasury Capital Management team, which is responsible for managing, forecasting, and reporting the capital adequacy of U.S. Bancorp and its related subsidiaries in normal operating conditions as well as under stress. The stress tests have been designed by the Federal Reserve to assess capital adequacy of financial institutions under different economic stress scenarios. The team sits within Corporate Treasury, but individuals work in close partnership with multiple teams (i.e., Risk, Regulatory Reporting, the Business and other Finance functions). This role will provide support to the Capital Forecast Manager by assisting with the monthly capital and RWA forecast process as well as the annual stress test and corresponding reporting.

Primary Responsibilities

  • Develop and maintain spreadsheets for Capital and RWA forecasting and financial analysis with proper controls in compliance with the bank’s 2nd line and 3rd line defenses control requirements, in accordance with regulatory requirements.

  • Produce forecasting deliverables using Capital and RWA Forecast Tools.

  • Partner with multiple teams and business lines for financial analysis, Capital and RWA forecasting, and capital stress testing.

  • Analyze Capital and RWA, perform trend analysis and variance analysis related to forecasting and stress test, and provide insights for stakeholders and senior management. Communication is done both verbally and through creation of various reports to illustrate key information

  • Perform impact analysis for methodology, rule, and other production changes.

  • Partner with Risk Management, Line of Business and Regulatory Reporting Team to identify and remediate data quality issues. Track and manage of issue through to resolution and make changes to the forecasting tool as needed.

  • Maintain Procedure documents for the production process. Maintain Implementation guidance documents detailing the data, associated rule implementation for Capital and RWA calculation and reporting.

  • Provide requisite data files and documents to the bank’s 2nd line and 3rd line defenses for reviewand walk through the Capital and RWA Forecast Tools with the control team as requested.

  • Develop proforma financial reporting for review by senior management.

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Six or more years of related experience intreasury, financial or regulatory reporting experience, preferably at a large financial institution

Preferred Skills/Experience

  • Advanced knowledge of financial analysis techniques

  • Considerable knowledge of forecasting

  • Strong mathematical, analytical, and data management skills

  • Proficiency in Microsoft Office, especially Excel

  • Knowledge of Hyperion Essbase is a plus

  • Process improvement experience with various spreadsheets and reporting

  • Ability to prioritize deadlines while maintaining a high attention to detail

  • Strong verbal and written communication skills

  • Ability to interact effectively with multiple teams and business lines

  • Knowledge of regulatory requirements


*This role is hybrid from the locations listed (Minneapolis, MN or Charlotte, NC). Team members who are in a hybrid role typically spend three days a week at a U.S. Bank location, while having flexibility on their work location for the other working days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Learn how the way we work at U.S. Bank (https://assets.phenompeople.com/CareerConnectResources/prod/UBNAGLOBAL/documents/Thewaywework-1666895142717.pdf) drives meaningful relationships with our customers and collaboration across the company.


Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, US Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401k contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $112,880.00 - $132,800.00 - $146,080.00