U.S. Bank Business Banking Relationship Manager 5 in Castro Valley, California
At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Our Business Banking Relationship Managers are the primary advisor for our business clients. They are responsible for building, developing, and managing both new & existing relationships. Delivering financial expertise and client-centric solutions that build strong, long-term relationships. Approximately 60-70% of their time is spent on outside business development activities and growing their Centers of Influence network. Typically, these customers are companies up to $25MM in annual revenue and are a mix of pure C&I as well as Developer & Investor Commercial Real Estate. They obtain credit approval of loans within assigned limits and manage both loan and portfolio credit quality. They provide appropriate credit structure recommendations to customers, recommend appropriate bank products and services to both prospects & clients, and make appropriate referrals to other business units.
Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead. You will also have access to an expansive set of products and solutions to better serve your business clients today and into the future.
Bachelor's degree, or equivalent work experience
Ten or more years of relevant experience
Prior Commercial & Industrial experience
Prior experience in Developer & Investor Commercial Real Estate
Experience working with SBA clients and prospects
Experience managing complex credit structures and loan requests larger than $2.5MM
Experience working with operating companies up to $25MM in annual revenue
Proven success developing new business and COIs
Demonstrated knowledge of commercial credit and credit quality
Agile and innovative approach to problem solving and decision making
Excellent verbal and written communication and presentation skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com .
EEO is the Law
Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) poster.
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.