U.S. Bank Jobs

Job Information

U.S. Bank Mortgage Underwriter 3 - Cincinnati, OH or Telecommute - Sign on Bonus $10,000 in BLUE ASH, Ohio

Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan underwriting portfolio consistent with the Bank's guidelines for credit quality and Investor or Insurer standards. Approves and/or denies loans within certain limits and makes credit structure and loan eligibility decisions.

*Work from home opportunity and open to multiple locations within the United States. This role offers a sign on bonus of $10,000 to external applicants.


Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Five or more years of mortgage underwriting experience

Preferred Skills/Experience

  • Advanced understanding of factors affecting real estate values and credit analysis

  • Good mathematical skills

  • Proficient computer navigation skills

  • Excellent verbal and written communication skills

  • Experience with FHA, VA and HUD loans

  • FHA Direct Endorsement Underwriting designation

  • VA Staff Appraisal Reviewer (SAR) designation

Job: Credit Underwriting

Primary Location: Ohio-OH-Blue Ash

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 200021102

Other Locations: United States

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.