U.S. Bank Dealer Services Underwriter 5 in BASED, North Carolina
Analyzes, evaluates and approves indirect consumer loan and lease applications, including but not limited to auto loans and leases, RV loans and boat loans in accordance with industry and business unit standards. Manages and executes underwriting decisions for dealer relationships as well as building relationships that will grow loan volumes and credit quality with the assigned dealerships. Works to sell U.S. Bank products to deepen dealer relationships. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss. Develops and maintains a loan and lease portfolio consistent with the Bank's guidelines for credit quality and pricing. Approves and/or denies loans within certain limits and makes credit structure and loan pricing decisions.
Bachelor’s degree, or equivalent work experience
Five or more years of experience in credit analysis and/or underwriting loans
Well-developed ability to analyze and interpret credit quality information
Advanced knowledge in credit and risk analysis, underwriting, administration, policy and procedure
Demonstrated effective judgment in making loan decisions
Thorough knowledge of accounting and finance principles
Proficient computer skills, especially Microsoft Office applications
Effective verbal communication and writing/documentation skills
Job: Credit Underwriting
Primary Location: North Carolina-NC-Home-based
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 200011531
Other Locations: United States
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.