U.S. Bank Junior Credit Review Analyst (Ireland/ Spain) in Arklow, Ireland
A leader in the payments industry, Elavon provides end-to-end payment processing solutions and services to more than one million merchants around the world. If you want to make a difference in your life, your community and your world, join us at Elavon. We know our company is only as strong as our people, and we are committed to your professional growth and success. Elavon is part of the U.S. Bank family, a diverse workplace, where we celebrate the individuality of each member of our global team.
The successful candidate will be responsible for managing risk on existing customers by conducting credit reviews and analysis on accounts that have breached predefined parameters. This will include gathering and reviewing information such as credit bureau reports, chargeback history reports and customer’s transaction reports. Accounts will be monitored to identify potential risk to mitigate losses to Elavon.
Main Duties include:
To detect & monitor changes in existing customers processing
Analyse existing merchants who have breached predefined parameters
Complete financial and business analysis reports within our systems or in written form as required
Responsible for the investigation of additional risk on existing accounts
Working closely with our Fraud, Chargebacks & Collections Departments
Make credit decisions within allocated sign off level
Dealing with customers on a range of credit & risk issues
Effective time management and ability to meet deadlines
Good team player
Ability to identify when an issue needs to be escalated
Positive approach and the ability to be self-motivated
Support management with tasks as necessary
Main Qualification, Skills and Experience include:
Business degree or similar qualification;
Excellent credit analysis and analytical skills
Strong verbal and written communication skills in English
Excellent decision making skills
Accuracy and attention to detail
Ability to work in a fast-paced pressurised environment
Good Microsoft Office Skills
Previous credit underwriting experience is an advantage
Ability to read and interpret financial statements
Self-motivator who works effectively on their own initiative;
Excellent interpersonal skills and customer service;
Proven track record of dealing with difficult customer queries and providing excellent customer service
Alternative language skills are an advantage but not a requirement
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Learn how the way we work at U.S. Bank (https://assets.phenompeople.com/CareerConnectResources/prod/UBNAGLOBAL/documents/Thewaywework-1666895142717.pdf) drives meaningful relationships with our customers and collaboration across the company.
We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.
This is an Elavon posting. Elavon is a part of the U.S. Bank family.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.