U.S. Bank Area Credit Manager, Dealer Services in Sioux Falls, South Dakota
This position is the Area Credit Manager for Indirect Lending/Dealer Services and manages a team of Underwriters. The Area Credit Manager shares responsibility/accountability for the region’s financial and volume budgets, forecasts and P&L results. Also responsible for marketing Bank products and cross-selling opportunities within the region. Ensures quality service and effective operations support for all of the assigned internal and external customers. Responsible for aligning lenders with dealerships and to strengthen relationships and build loan growth. Responsible for support and training for all staff, including underwriting guidelines for underwriting staff.
Administers corporate policies and procedures and ensures compliance with applicable laws and regulations. Conducts underwriting review process in a manner designed to minimize the bank's risk while employing problem resolution techniques in approving loans.
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Bachelor's degree, or equivalent work experience
Ten or more years of indirect lending, or related, experience
Three or more years of management experience
Advanced knowledge of underwriting functions, systems, procedures, various products and/or services supported by Indirect Lending (auto and recreation finance loans and leases) and applicable Federal and State laws and regulations
Advanced knowledge of all aspects of lending and underwriting practices
Advanced knowledge of applicable credit products, programs, financial analysis and related documentation as applicable
Strong organizational, managerial and project management skills
Well-developed customer relations skills
Excellent interpersonal and verbal and written communication skills
Strong supervisory and management skills
Ability to manage multiple tasks
Well-developed knowledge of banking operations and human resources
Job: Credit Underwriting
Primary Location: Illinois
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 180027696
Other Locations: Indiana, Nebraska, Iowa, North Dakota, Minnesota, Wisconsin, South Dakota
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled