U.S. Bank Area Credit Manager, Dealer Services in Sioux Falls, South Dakota

This position is the Area Credit Manager for Indirect Lending/Dealer Services and manages a team of Underwriters. The Area Credit Manager shares responsibility/accountability for the region’s financial and volume budgets, forecasts and P&L results. Also responsible for marketing Bank products and cross-selling opportunities within the region. Ensures quality service and effective operations support for all of the assigned internal and external customers. Responsible for aligning lenders with dealerships and to strengthen relationships and build loan growth. Responsible for support and training for all staff, including underwriting guidelines for underwriting staff.

Administers corporate policies and procedures and ensures compliance with applicable laws and regulations. Conducts underwriting review process in a manner designed to minimize the bank's risk while employing problem resolution techniques in approving loans.

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Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Ten or more years of indirect lending, or related, experience

  • Three or more years of management experience

Preferred Skills/Experience

  • Advanced knowledge of underwriting functions, systems, procedures, various products and/or services supported by Indirect Lending (auto and recreation finance loans and leases) and applicable Federal and State laws and regulations

  • Advanced knowledge of all aspects of lending and underwriting practices

  • Advanced knowledge of applicable credit products, programs, financial analysis and related documentation as applicable

  • Strong organizational, managerial and project management skills

  • Well-developed customer relations skills

  • Excellent interpersonal and verbal and written communication skills

  • Strong supervisory and management skills

  • Ability to manage multiple tasks

  • Well-developed knowledge of banking operations and human resources

Job: Credit Underwriting

Primary Location: Illinois

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180027696

Other Locations: Indiana, Nebraska, Iowa, North Dakota, Minnesota, Wisconsin, South Dakota

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled