U.S. Bank Credit Approval Officer - Community Banking in Montpelier, Vermont

Manages a community banking credit portfolio. Responsible for a segment of the company’s credit approval, administration and review activities that support established credit objectives in Community Banking Credit Risk Management. Portfolio will include all forms of commercial and commercial real estate credits. Ensures credits adhere to existing policies and regulatory credit specifications; documentation is adequate to ensure security of collateral; and ongoing administration and review is adequate to maintain the loan portfolio’s quality and profitability. 

Qualifications:

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Ten or more years of experience in an applicable credit risk management environment

  • Applicable certifications

Preferred Skills/Experience

  • Considerable knowledge of credit policies, credit analysis, procedures and philosophy

  • Strong analytical skills in relation to evaluating asset utilization and goals

  • Demonstrated analytical and risk analysis skills

  • Advanced knowledge of organization, business practices, business philosophy, and ethics

  • Demonstrated management and leadership skills

  • Well-developed customer service/relations skills

  • Excellent verbal and written communication skills 

  • Knowledge of, or experience in Community Banking line of business preferred. 

Job: Risk/Compliance/QC/Audit/Fraud

Primary Location: United States

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180025081

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled