U.S. Bank Corporate Compliance Analyst - Credit Card Operations Compliance Support in Montpelier, Vermont

This role will consult on business line policies, procedures, control design and training as well as provide regulatory and compliance advice regarding the impact of compliance requirements and emerging risks on business activities and business line controls. Additionally, incumbent will perform regulatory risk assessment review of business line products, processes, systems and procedures to ensure compliance with applicable laws. Participate in regulatory change implementation projects to ensure business line compliance. Monitor business line quality assurance and quality control results as well as internal audit and compliance audit results. Actively engage with the business line to understand products, services and operations, and monitor compliance with applicable compliance requirements. Provide regulatory oversight to ensure business line maintains regulatory compliance procedures and controls, and identify, assess, and monitor compliance issues.


  • Provide compliance support to credit card operation and servicing functions.

  • Participate in the approval process for customer facing materials, business change, procedures and third-party reviews.

  • Participate in product, services, and system development to ensure compliance with appropriate laws and regulations.

  • Participate in timely and effective implementation of legal and regulatory changes.

  • Participate in the development and maintenance of compliance programs with appropriate internal controls, policies, procedures, communication vehicles and monitoring.

  • Identify compliance problems through compliance testing, analysis of audit reports, review of complaints, review of policy and procedures, monitor public media, staff meetings and on-going interaction with other compliance personnel; ascertain root cause; and monitor and follow up on outstanding compliance issues to ensure timely resolution.

  • Work with management and staff in areas affected by changes in products, systems, vendors or personnel to ensure ongoing compliance, and to effectuate understanding and implementation of new policies and procedures.

  • Participate in the development and implementation of necessary training programs to ensure and improve compliance and to make sure the training addresses issues discovered by monitoring or audit review.

  • Provide management with periodic assessments of the level of compliance.

  • Ensure that compliance files are maintained, documenting compliance activities and maintaining appropriate reporting in support of compliance processes.


Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Seven to ten years of experience in an applicable risk management environment

Preferred Skills/Experience

  • Minimum seven years of experience with credit card industry with a bank, credit card company, or professional services' firm (e.g. law firm, public accounting) that specializes in managing credit card servicing

  • Expertise in credit card servicing activities such as credit card application, processing, credit card payment servicing, credit card servicing, and credit card underwriting

  • Regulatory and compliance specialization within banking and financial services

  • Excellent verbal and written communication skills

  • Project-oriented with demonstrated effective performance in a fast-paced, changing environment

  • Advanced degree/certification, such as an MBA, Juris Doctor, and/or CRCM

  • Considerable knowledge of government and regulatory laws and regulations impacting the credit card industry, including interpreting and implementing Regulation Z, Regulation B, Fair Credit Reporting Act, Regulation E, Privacy, UDAAP, AML, BSA and more

Job: Risk/Compliance/QC/Audit/Fraud

Primary Location: Minnesota-MN-Minneapolis

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180040391

Other Locations: Colorado-CO-Denver, Missouri-MO-Saint Louis, United States

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.