U.S. Bank Credit Risk Assessment Officer in MINNEAPOLIS, Minnesota
Credit Risk Assessment Officers (CRAO's) independently evaluate and monitor credit management within the bank to minimize losses. This is accomplished through the independent review of individual credits, analysis of portfolio MIS and strategy validation, and the continual monitoring and periodic assessment of the risk management processes used by the lines of business. CRAO's are responsible for critically evaluating the quality of risk management, constructively challenging weak practices, and sharing best practices in order to effect change.
Officers will collaborate with senior leadership from Credit Risk Management, Business Lines, Corporate Audit Services and have exposure to a diverse group of portfolios, including Small Business Lending, Wealth Management, Payment Systems and Consumer Lending. A successful candidate will desire variety and have the ability to apply skills and past experience to different portfolios and processes.
Gain an understanding of key business processes, testing key controls and documenting conclusions
Provide value-added recommendations to the business line
Portfolio monitoring to identify emerging risks and other key portfolio trends
Bachelor's degree in finance, accounting, business, another related field, or equivalent work experience
Seven to ten years of experience in an applicable risk management environment
-Strong analytical skills to conduct portfolio analysis, validate underwriting and account management strategies, identify risk concentration, identify root causes of issues and evaluate the risk/reward trade-off
Strong project management skills in planning, determining key tasks, delegating appropriately and completing all tasks on time
The ability to manage and react to highly sensitive issues in a confidential and professional manner
Clear and concise writing style
Is a self-starter, is self-directed and proactively seeks out work
Ability to work independently
Job: Compliance / Quality Control
Primary Location: Minnesota-MN-Minneapolis
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 170035043
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.