U.S. Bank Credit Risk Assessment Officer in MINNEAPOLIS, Minnesota

Credit Risk Assessment Officers (CRAO's) independently evaluate and monitor credit management within the bank to minimize losses. This is accomplished through the independent review of individual credits, analysis of portfolio MIS and strategy validation, and the continual monitoring and periodic assessment of the risk management processes used by the lines of business. CRAO's are responsible for critically evaluating the quality of risk management, constructively challenging weak practices, and sharing best practices in order to effect change.

Officers will collaborate with senior leadership from Credit Risk Management, Business Lines, Corporate Audit Services and have exposure to a diverse group of portfolios, including Small Business Lending, Wealth Management, Payment Systems and Consumer Lending. A successful candidate will desire variety and have the ability to apply skills and past experience to different portfolios and processes.

Essential Functions:

  • Gain an understanding of key business processes, testing key controls and documenting conclusions

  • Provide value-added recommendations to the business line

  • Portfolio monitoring to identify emerging risks and other key portfolio trends


Basic Qualifications

  • Bachelor's degree in finance, accounting, business, another related field, or equivalent work experience

  • Seven to ten years of experience in an applicable risk management environment

Preferred Skills/Experience

-Strong analytical skills to conduct portfolio analysis, validate underwriting and account management strategies, identify risk concentration, identify root causes of issues and evaluate the risk/reward trade-off

  • Strong project management skills in planning, determining key tasks, delegating appropriately and completing all tasks on time

  • The ability to manage and react to highly sensitive issues in a confidential and professional manner

  • Clear and concise writing style

  • Is a self-starter, is self-directed and proactively seeks out work

  • Ability to work independently

Job: Compliance / Quality Control

Primary Location: Minnesota-MN-Minneapolis

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 170035043

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.