U.S. Bank Com CRA Mortg Ln Orig NMLS 1 - Lawrence, KS in LAWRENCE, Kansas

Originates Community Reinvestment Act (CRA) loans in an assigned community market serving primarily low to moderate income borrowers. Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts. Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing. Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan. Deepens customer relationships by identifying opportunities to meet all customer needs. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Qualifications:

Basic Qualifications

  • High school diploma or equivalent

  • Minimum one year of mortgage, sales, real estate, or banking experience

  • Ability to travel

Preferred Skills/Experience

  • Well-developed sales ability

  • Thorough understanding of the Community Reinvestment Act

  • Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies

  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience

  • Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

  • Ability to work independently

  • Ability to analyze financial information

  • Excellent verbal and written communication skills

Job: Sales

Primary Location: Kansas-KS-Lawrence

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 180019432

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled