U.S. Bank Market Credit Approver in Irvine, California

This is a Division Credit Approver position within the Credit Risk Management team. This position is responsible for representing CRM in the credit approval process for two specialized industries, Securities Industry and Investment Management (SIIM) and Insurance. As a Credit Risk Management credit approval representative, you will review credit underwriting documentation, partner with and provide guidance to the lines of business on structure, conformity with bank policies, credit concerns, accuracy of PDR, ongoing portfolio management monitoring/concerns/PCMR and the annual review/update of credit policies. You will work closing with Portfolio Managers for the line and with CRM Senior Credit Officers.


Basic Qualification

  • Bachelor’s or Master’s degree

  • 15 or more years of experience in Corporate Credit analysis, structuring, approval and portfolio management

  • Strong communication and leadership skills

  • 5 or more years of corporate credit approval experience

  • Prior experience with the securities industry – broker dealers, asset managers, clearing firms, etc. Knowledge and understanding of broker dealer financial metrics and risk management.

  • Prior experience with the insurance industry – life, P&C, reinsurance, brokers. Knowledge and understanding of insurance financial metrics and risk management.

Preferred Skills/Experience

  • Expert knowledge of credit and lending policies

  • Demonstrated analytical and risk analysis skills

  • Advanced knowledge of organization, business practices, business philosophy and ethics

  • Demonstrated management and leadership skills

  • Well-developed customer service/relations skills

  • Excellent verbal and written communication skills

Job: Executive

Primary Location: United States

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 170029889

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.